Terms of Use

Agreement to these terms

These Terms of Use (“Terms”) govern your access to northpolestar.com and any deal, message, or material you send to NORTH POLE STAR LLC. By using the Site you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Site.

Who we are — and who we are not

NORTH POLE STAR LLC is a United States limited liability company and a real-estate investor. We buy property for our own account, including subject-to and seller-financed structures.

We are not, on this Site, acting as a licensed real-estate broker, listing agent, mortgage broker, bank, lender, title company, or law firm. Nothing here is an offer of securities, a loan, or legal, tax, or investment advice. You should have your own attorney, tax advisor, and (if you want one) real-estate agent.

This Site is not an offer to buy

Pages, examples, typical close windows, and buy-box ranges are general. They are not a commitment to purchase any property, not a solicitation of a particular owner, and not an appraisal. We may look at a file and pass. We may change what we buy without notice.

A purchase happens only if we sign a written contract with the seller (and any other required parties) and the conditions in that contract are met. Until then, submitting a form creates no obligation on either side.

Submitting a deal

If you send a property through the form or by email, you represent that the information is true to the best of your knowledge, that you have the right to send it, and that you are not violating another person’s confidentiality or a listing agreement by doing so.

Brokers and wholesalers: we pay when we actually buy a deal you control, on terms we put in writing. A listing link with no seller, no contract, and no control is not a protected deal. Sending a file does not make us your client, your broker, or your partner.

Owners: you do not have to list the property. You also do not have to sell it to us. Get independent advice before you sign a deed, a note, or an authorization.

Subject-to, seller finance, and due-on-sale

Buying real estate subject to existing financing is a lawful structure in the United States. In a typical subject-to close, title transfers and the existing loan stays in the seller’s name; we take over the payments. That is not a formal bank assumption unless the lender agrees in writing.

Most U.S. mortgages include a due-on-sale clause. The lender may have the right to call the loan if title transfers. Lenders may or may not enforce that clause. We do not hide it, we do not promise the lender will stay quiet, and we do not promise any result for your credit, taxes, or remaining liability on the note.

Seller financing, wraps, lease options, and hybrid stacks are also described on the Site in general terms. The actual documents control. Read them. Have counsel read them.

No professional advice

Articles, FAQs, comparisons, and process descriptions are for general information. They are not legal, tax, accounting, or credit advice, and they are not a prediction of what a lender, a court, or a credit bureau will do. Real estate and lending rules vary by state. Your facts are your own.

Acceptable use

You may use the Site for lawful purposes: to learn how we buy, and to send a real property or a genuine inquiry. You may not:

• Scrape, spam, or overload the Site
• Submit information you know is false, stolen, or confidential without authority
• Impersonate another person or imply we have endorsed you
• Attempt to break into the Site, harvest emails, or reverse-engineer it
• Use the Site to offer loans, securities, or unlicensed brokerage services

Intellectual property

The Site — including the northpolestar name, the wordmark, text, photographs, video, and layout — is owned by NORTH POLE STAR LLC or used under license. You may not copy, scrape, or reuse it for another business without our written permission. You may share a link to a public page.

Third-party services

The Site may load fonts or other resources from third parties and may link to other websites. Those services have their own terms. We are not responsible for them.

Disclaimer of warranties

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, NORTH POLE STAR LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful code, or that any description of a structure (subject-to, seller finance, or otherwise) will fit your facts.

Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NORTH POLE STAR LLC AND ITS MEMBERS, MANAGERS, AND AGENTS ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, OR LOST DEALS, ARISING OUT OF THE SITE OR YOUR RELIANCE ON IT — EVEN IF WE WERE TOLD THEY WERE POSSIBLE.

Our total liability arising out of the Site will not exceed one hundred U.S. dollars (US $100). Some states do not allow certain limitations; in those states, our liability is limited to the maximum extent the law allows. This cap does not apply to liability that cannot be limited under applicable law.

Indemnity

If you misuse the Site, send us information you had no right to send, or break these Terms, you agree to indemnify and hold NORTH POLE STAR LLC and its members, managers, and agents harmless from the resulting claims, damages, and reasonable legal fees.

Governing law

These Terms are governed by the laws of the United States and the state in which NORTH POLE STAR LLC is organized, without regard to conflict-of-law rules. Courts in that state have exclusive jurisdiction, except that we may seek injunctive relief anywhere to protect the Site or our name.

If a provision is unenforceable, the rest still applies. These Terms are the entire agreement about the Site. They do not change a signed purchase contract, which controls that transaction.

Changes

We may update these Terms by posting a new version on this page. The date at the top is the current version. If you keep using the Site after a change, you accept the new Terms.

Contact

Questions about these Terms: hello@northpolestar.com

Deals: deals@northpolestar.com

Company: NORTH POLE STAR LLC · northpolestar.com