U.S. real estate investor
We buy what
the bank won't.
Subject-to. Seller finance. Hybrid deals. We buy RV parks, multifamily, single-family homes, commercial property, land, and more — nationwide, as-is.
northpolestar.com · United States · Nationwide
The trade
The name
Named for the star that doesn't move.
Every other star in the sky seems to drift through the night — the North Star holds its place, and sailors and travelers have steered by it for centuries. That's the role we try to play for a homeowner staring down a mortgage that no longer fits their life: one fixed point, a plain explanation of the options, and a fast, fair way through. We buy properties subject-to the existing financing, structure seller-financed deals, and work directly with owners across the country — no listing required, no waiting on a stranger's mortgage approval.
From first note to recorded deed
Three moves. A straight answer.
01
Send the facts
What it is, where it is, size, asking price, the loan balance and rate if you have them, and why it needs to move. Brokers and wholesalers are paid when a deal we buy closes.
02
We look at the numbers
If the property and the financing can work, we put a structure in writing — subject-to the existing mortgage, seller finance, a wrap, or a mix. You get a clear yes, a structured counter, or a clean no.
03
Close on your clock
Title, escrow, and a written close date. We buy as-is. Deferred maintenance is not a last-minute haircut. Seven to twenty-one days is typical when title is clean.
7–21days
Typical close window
50states
Where we look
As-is
Condition accepted
Existingrate
Loan can stay in place
Why us
A buyer who can work with the loan you already have.
A buyer, not a call center
You are talking to the people who actually look at the file. If it fits how we buy, we move. If it doesn’t, you hear that — not a drip campaign.
The existing loan is often the point
Millions of 2–4% mortgages are still outstanding. We do not refinance them away just to make a bank happy. When we buy subject-to, that rate stays in place.
A way through, not a foreclosure
Payments continue on the existing loan. That is why many owners choose this over a short sale or walking away. We set up third-party servicing so the paper is clean. Nothing here is a promise about credit scores.
If you brought it, you get paid
Brokers and wholesalers who control a real file are paid at close, in writing. On-market, off-market, occupied, vacant — send it.
The spread
Selling to a bank buyer versus selling to us.
Deal desk
If the loan is the problem, send the file.
Owners, brokers, and operators — tell us what it is and why it needs to move. We look at creative deals every day. A no is as useful as a yes, and you will get one of them.
